Terms & Conditions
Effective version. Valid from 2026-01-14
These Terms & Conditions govern your use of the website https://lazyinvestor.eu (the Website) and the purchase or use of any digital products or services offered by Lazy investor, MB (the Company, We, Us).
By accessing the Website or purchasing any products or services, you agree to be bound by these Terms & Conditions.
The Website is operated by:
Lazy investor, MB
Legal entity code: 307147664
Registered address: Girulių g. 10-201, Vilnius, Republic of Lithuania
Email: info@lazyinvestor.eu
The Company provides:
Digital educational products related to personal finance and investing
Online consultations on personal finance topics
Free and paid informational materials
All products are digital unless explicitly stated otherwise. No physical goods are shipped.
All information, products, consultations, and materials provided by the Company are for educational and informational purposes only.
They do not constitute:
Financial advice
Investment advice
Legal advice
Tax advice
The Company does not guarantee any specific financial results. Any decisions you make based on the information provided are made at your own risk.
Payments are processed securely through third-party payment service providers (e.g., Stripe).
Prices are displayed before purchase and include applicable taxes unless stated otherwise.
The Company reserves the right to change prices at any time. Price changes do not affect completed purchases.
Upon successful payment, access to digital products is provided electronically, either immediately or within a reasonable timeframe.
By completing a purchase, you expressly agree to:
Immediate delivery of digital content
Loss of your right of withdrawal once access is granted, in accordance with EU consumer protection laws
Due to the digital nature of the products, all sales are final once access is granted.
Refunds are not provided except where required by mandatory law.
Please review the Refund Policy for full details.
All content on the Website, including texts, graphics, videos, logos, and digital products, is the intellectual property of the Company or its licensors.
You may not:
Copy
Distribute
Resell
Modify
any content without prior written consent.
To the maximum extent permitted by law:
The Company shall not be liable for any direct or indirect losses, including financial losses, arising from the use of the Website or products.
The Company’s total liability shall not exceed the amount paid by you for the specific product or service.
Personal data is processed in accordance with the Privacy Policy, which forms an integral part of these Terms.
These Terms & Conditions are governed by the laws of the Republic of Lithuania.
Disputes shall be resolved amicably. If no agreement is reached, disputes shall be resolved in accordance with Lithuanian law.
For questions regarding these Terms & Conditions, contact:
📧 info@lazyinvestor.eu