Privacy Policy
Effective version. Valid from 2025-04-22
Lazy investor, MB PRIVACY POLICY
The data controller –
Lazy investor, MB, legal entity code 307147664, registered office at Girulių g. 10-201, Vilnius, Republic of Lithuania – respects the privacy of Website visitors and clients of the Company who provide the Company with Personal Data or whose data the Company obtains on a lawful basis (including from third parties) (hereinafter – You, Your).
Accordingly, the Company collects, stores, uses, discloses, or otherwise processes Your Personal Data only as described in this Privacy Policy and/or applicable legal acts, including the GDPR, the Law on Legal Protection of Personal Data of the Republic of Lithuania (ADTAĮ), and other information provided to You. Please note that additional and/or more detailed information on how we process Your data may be provided in contracts or other Company-issued documentation (e.g., consent forms).
This Privacy Policy describes how information is collected, used, and otherwise processed on our Website, as well as additional details on data processing activities conducted by the Company and the data protection principles applied.
By using the Website and/or submitting Personal Data to us (except in cases where we are legally required to obtain Your explicit consent), You agree that the Personal Data You provide will be processed in accordance with this Privacy Policy.
Providing Your data on the Website or in response to other Company requests is usually voluntary, but necessary in order for us to, for example, respond to Your inquiries or fulfill agreements with You.
The Data Controller has the right to process Personal Data in situations and for purposes not specifically covered in this Privacy Policy, in which case You will be informed as required by applicable law.
Terms used with capital letters in this Privacy Policy have the following meanings:
ADTAĮ – Law on Legal Protection of Personal Data of the Republic of Lithuania;
Personal Data – any information relating to You as a natural person whose identity is known or can be established, directly (e.g., via name or online identifier) or indirectly (e.g., via physical, physiological, genetic, mental, economic, cultural, or social identity);
GDPR – Regulation (EU) 2016/679 of the European Parliament and of the Council;
Data Controller / Company / We / Us / Our – Lazy investor, MB, legal entity code 307147664;
You / Your – any person visiting the Website or using its functionalities or a client whose data the Company obtains lawfully;
Privacy Policy – this document, setting out rules and principles for collecting, storing, and processing Personal Data;
Direct Marketing – activity involving sending offers or surveys to individuals via post, telephone, or other means;
Website – the website accessible at https://lazyinvestor.eu, operated by the Company.
Each time You visit the Website, server logs temporarily store the following technical data: IP address, date/time of access, browser type/version, device type, and other technical data. This is collected for ensuring website operation, security, infrastructure maintenance, and internal statistics.
Registration for (Free) Personal Finance Consultation
Processed Data: Name, email, phone number, city, consultation topics, freely submitted info, IP address, browsing history.
Purpose: Registering for consultation on personal finance.
Legal Basis: Consent.
Storage Period: 3 years from data receipt.
Data Source: Provided by the data subject (You) or Your representative.
Personal Finance Consultations
Processed Data: Name, email, phone, city, employer info, personal financial data, needs and expectations.
Purpose: Providing consultations.
Legal Basis: Contract execution.
Storage Period: 10 years (clients), 5 years (representatives).
Data Source: Directly from the data subject or their employer.
Management of Financial and Material Resources
Processed Data: Name, email, address, phone, copy of self-employment certificate, invoice/payment details, employee/representative data.
Purpose: Accounting and resource management.
Legal Basis: Legal obligation and legitimate interest.
Storage Period: 10 years (clients), 5 years (representatives).
Data Source: Directly from the data subject or their employer.
Contract Conclusion and Execution
Processed Data: Name, contact details, delivery info, debt details, personal code, etc.
Purpose: Managing contracts and payments, debt recovery.
Legal Basis: Contract execution and legitimate interest.
Storage Period: 10 years (clients), 5 years (representatives).
Data Source: As above.
Inquiry/Complaint Management
Processed Data: Name, email, phone, message content, additional data included.
Purpose: Responding to inquiries and complaints.
Legal Basis: Consent.
Storage Period: 3 years.
Data Source: From You.
Direct Marketing
Processed Data: Name, contact details, address.
Purpose: Sending marketing materials or conducting opinion surveys.
Legal Basis: Consent.
Storage Period: 2 years or as per consent.
Data Source: From You.
You may withdraw Your consent for Direct Marketing at any time by following instructions in messages or contacting the Company.
We retain Your data as long as necessary under this Policy. In some cases, retention may be extended as required by law or for legal claims. Once data is no longer necessary, it is deleted.
Consent for Direct Marketing is obtained prior to any such activity. We may send information via phone, email, or other means about our services, events, or greetings. You may opt out at any time without affecting your access to services.
We may disclose data to:
IT service providers and maintenance companies,
Cloud providers (e.g., Google Drive, iCloud),
Public authorities (e.g., Tax Inspectorate),
Delivery and postal service providers,
Legal institutions,
Auditors, consultants,
Buyers or partners in mergers or acquisitions.
Always in accordance with legal bases and regulations.
You have the right to:
Withdraw consent;
Access your data;
Request corrections;
Object to data processing;
Request data restriction;
Request deletion;
Data portability;
Submit complaints to the Data Protection Authority.
To exercise your rights, contact us via the methods below. You may be required to verify your identity. Requests must be in Lithuanian and clearly state your request and its justification.
We may decline to fulfill requests that are unclear or unfounded. You will receive a response within 1 month, with possible extension.
We implement appropriate technical and organizational measures to protect data from accidental or unlawful destruction, loss, alteration, or unauthorized access.
We use cookies to enhance your experience. Types include:
Performance cookies (session cookies);
Analytics cookies (Google Analytics);
Functional cookies (customized settings).
You may adjust your browser settings to reject cookies, but this may affect Website functionality. For more info, visit www.allaboutcookies.org.
Third-party cookies include:
MailerLite: used for form data storage.
Facebook: used for retargeting ads.
Google Analytics: used for website activity monitoring.
Microsoft Clarify: used for UX/UI improvement.
We are not responsible for privacy policies of third parties linked on our Website. You use them at your own risk.
The Company may modify this Privacy Policy at any time. Changes will be published on the Website and take effect upon posting. We recommend checking for updates regularly.
This Privacy Policy is governed by Lithuanian law. Disputes are resolved amicably or in accordance with Lithuanian legislation.
For questions or to exercise your rights, contact us at:
Email: info@lazyinvestor.eu
Address: Girulių g. 10-201, Vilnius, Republic of Lithuania